Thursday, 4 May 2017

Bulls On Rampage In Dalal Street, Inspired By Mint Street (Govt’s Reform Initiative On NPA Resolution) And Positive Global Cues



Market Wrap: 04/05/2017 (16:00)

NSE-NF (May): 9381 +41 points; +0.44%)

NSE-BNF (May): 22760 (+412 points; +1.84%)

For 05/05/2017:

Key support for NF: 9320-9280

Key resistance for NF: 9400-9475            

Key support for BNF: 22675-22525

Key resistance for BNF: 22800-22950

Time & Price action suggests that, Nifty Fut (May) has to sustain over 9425 area for further rally towards 9475-9510 & 9550-9600 in the short term (under bullish case scenario).

On flip side, sustaining below 9405-9385 area, NF may fall towards 9320-9280 & 9245-9175 area in the short term (under bear case scenario).

Similarly, BNF has to sustain over 22850 area for further rally towards 22950-23075 & 23200-23475 area in the near term (under bullish case scenario).

On the flip side, sustaining below 22800-750 area, BNF may fall towards 22675-22525 & 22400-22200 area in the near term (under bear case scenario).

Nifty Fut (May) today closed around 9381, surged by 0.44% after making a session low of 9333 and closing minutes high of 9384. Indian market today opened almost flat following mixed global cues. After opening flat, Nifty came under some selling pressure after subdued Service & Composite PMI (April) which flashed as 50.2 (prior: 51.5) & 51.3 (prior: 52.3).

But soon market brushed aside the tepid PMI data as Govt confirmed about the ordinance waiting for President’s assent for some amendment of banking regulation act, which in effect will provide more powers to the RBI to deal with the NPA mess. The basic idea is to create more pressure on the stressed companies, especially on the topmost 40-50 ones in the infra & textile sector for an effective & speedy resolution. The NPA reform may also enable the banks to take hair cut (waive off) by certain amount (50-40%) on a case to case basis without any fear of future investigation (“witch hunting”) by any Govt investigation agency (CBI/ED etc). Thus, the banks may settle their NPA either directly with the borrowers or indirectly through some ARC more quickly with some sacrifice (hair cut). This development may be primarily responsible for today’s rally in BNF apart from better than expected PAT/NII from ICICI Bank published yesterday after market hours.

All eyes may be now on further details from the Govt about this NPA policy to gauze its actual effectiveness as “devils may be in the details”. Actual resolution may be more important than some window dressing for the NPA issues. It’s not that there were no NPA policy before; such policy in different forma are going on for decades, but despite that PSBS has significant stressed assets as structural problem may not be properly addressed. Sustainable debt may be a problem for most of the stressed companies and along with that, lots of structural issues may has to be considered (like project viability, demand creation, some policy paralysis and India’s legacy problem of high real rate of interest). Globally, all the major countries has much more lower lending rate than India and thus to compete globally or even to be viable domestically, Govt/RBI need to bring down the bank lending rate drastically by bringing down the CPI, small savings rate and GSEC yield. Again, all such steps may be not possible practically in the next few years at least.

ICICI Bank today surged by more than 9% and closed around 298, causing almost 41 points of rally in Nifty and 337 points rally in Bank Nifty alone (i.e. around 81%). Apart from ICICI Bank, some other banks like Axis, SBI, BOB has also contributed significantly for today’s market rally.

ICICI Bank today rallied quite significantly despite continues asset woes and elevated credit costs. The rally may be supported by optimism that the NPL cycle may be at its peak and going ahead, there may be some moderation. Also Q4FY17 PAT & NII came above market expectation with a healthy growth in retail loan may have supported today’s rally along with Govt’s initiative for the NPA policy. But, ICICI Bank is also a victim of corporate NPA and there may be also higher slippages form its corporate book in the quarters ahead. Looking ahead, technically, the scrip has to sustain over 300-305 area for more rally towards 320-350 zone; otherwise it may correct to some extent.

Today, HDFC bank also reported its Q4FY17 earnings and at a glance although PAT came in line with expectations, GNPA may have surged. Thus asset quality issue may also hunt the scrip in the days ahead.

Govt, yesterday also announced a comprehensive steel policy for overall growth of the sector aiming increasing steel production & consumption and FDI. Also, domestic steel producers will be preferred with any Govt sponsored infra projects under this policy. Govt will also ensure increasing supply of domestic coking coal to cut dependence on imports by almost 50%.  Govt is aiming for a 300 MT finished steel production by 2030-31 from previous target of 2024-25, because India is still producing much more steel than its actual domestic demand. But, all these steel policies are already known to the market and together with that, global/China concern for demands of metals & strong USD may have kept the metal sectors in pressure today.

Globally, EU market was in green today following upbeat PMI data across the region and favourable opinion poll of the centrist candidate in French election to be held on Sunday. US stock futures are also trading higher following Fed’s optimism about underlying economic strength despite soft data in Q1CY17. Market is also upbeat as the revised US health care bill (Trumpcare) is supposed to be passed by today/tomorrow.

After Fed’s somewhat hawkish statement yesterday, all eyes may be now on the NFP job data (April) tomorrow; estimates are:

Head line NFP: 185k; prior; 98k
Unemployment rate: 4.6%; prior 4.5%
Average hourly earnings: 0.3%; prior 0.2%

Yesterday’s US ADP Nonfarm employment & ISM Non-Mfg data was upbeat and today’s initial jobless rate may be also below estimates and thus market (USD bulls) is expecting a block buster NFP tomorrow along with some hawkish script from Yellen & Co. In the last two years, credibility of Fed was at stake as despite so much jawboning, Fed only hiked twice in 2015-16. But after surprised March’17 hike, market is now taking Fed quite seriously and thus FFR is now indicating around 90% of a June rate hike probability, although it may be quite unusual, considering Fed’s overall statement yesterday.

Any disappointment form NFP & Yellen may also bring down the high FFR tomorrow. Technically, USDJPY (LTP:113) need to sustain above 113.50-114.50 area for more strength towards 119-125 zone; otherwise it may correct for 109-107 area again.




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 USDJPY

Article Courtesy: frontiza.com


 

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